Sign InProducts
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Share Savings AccountsYour regular Share Savings Account is your basic credit union account. They are called shares because this is what makes you part owner of the credit union. This account pays dividends from the date of deposit to the date of withdrawal. A minimum deposit of $5.00 is required to open and you may add or withdraw from your account at any time. A Share Savings Account must be opened for you to enjoy the benefits of other services.
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Super Saver Tiered AccountThis account pays higher dividends based on the amount that you have on deposit. This account also pays dividends from the date of deposit to the date of withdrawal. This account is designed for larger dollar amounts that you don't want to tie up for long periods of time. You can deposit or withdraw from your Super Saver Account at any time.
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Share CertificatesWe offer 6 and 12 month Certificates. These certificates earn a specified rate for the entire term. The minimum balance to open a Share Certificate is $1,000.00.
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Christmas Club and Vacation Club AccountsThese club accounts are a good choice to save for a special season. Unlike many club accounts elsewhere, we give you flexibility. There are no minimum deposits or scheduled payments required. You decide when and how much to deposit. Payroll deduction or transfer from other direct deposits is a convenient way to build these accounts. The Vacation club money is transferred to the members savings account on June 1st and the Christmas club money is transferred to the member's savings on October 1st.
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Individual Retirement AccountsOpening an IRA can mean financial security during your retirement plus it will allow you to reduce your tax dollars. Government limitations are set regarding annual contributions. We have traditional IRA's, Roth IRA's, and SEP IRA's available. You will need to contact your Tax advisor to see which one will fit your needs.
Accounts are insured up to $250,000 per individual depositor by NCUA (National Credit Union Administration) an agency of the U.S. Government. You can visit MyCreditUnion.gov/estimator to better understand the protection offered on your accounts. -
Share Draft Checking AccountThis share draft checking account is a convenient way to access your account. Every month you will receive a detailed statement showing all transactions on your account. Overdraft protection is available for eligible members. In the event of an overdraft, we will transfer from your share account.
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Consumer LoansWe offer loans for just about anything you can buy. We offer auto loans, motorcycle loans, boat loans, camper loans, ATV loans, snowmobile loans, as well as many other types of loans at very competitive rates. If you are purchasing something and a dealer says they will shop and get you the best rate, be sure to check with us before signing anything to see if we have a better rate available.
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Share Secured Loans
These loans let your money grow for you. We secure the loans with the money on deposit at FCCU and give you an interest rate that is lower than if we held a title for security. The money stays in your account and continues to draw dividends but is pledged against your current loan balance.
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Signature LoansThese are unsecured loans that are available for any purpose. These loans have a maximum amount of $10,000.00.
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Home Equity LoansFCCU now offers our members Home Equity Loans. We have exceptionally competitive rates and very low closing costs. Use the equity in your home to update your home or make repairs, consolidate your bills, buy a car or take that much needed vacation!
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MasterCard®
It's easy to understand why more and more members are using the Family Community Credit Union Platinum Rewards MasterCard.
- Earn points on every purchase - after account opening!
- Rack up unlimited points to use however you want
- Redeem reward points for cash, gift cards, merchandise, travel and more!
- Enjoy a low, members-only interest rate
- Manage your account, view transactions and make payments 24/7 online
- Get your questions answered anytime with 24/7 Cardmember Service
- Protect your card from unauthorized use with Zero Liability and fraud protection
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Reloadable Debit CardsThis card offers you the flexibility of cash, and the security of a debit card. This card is ideal if you're looking for a safe alternative to carrying cash, a set amount for spending, for traveling, or for teaching your teen about managing their money. Use this card to make purchases, shop online, get gas, pay bills and more. It's accepted everywhere Visa debit cards are accepted. The cards can be reloaded 15 times per 30 day cycle. The card can be reloaded by a simple phone call to us.
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Services
ATM/Debit Card
Automatic transfers from Accounts
Boat Loans
Camper Loans
Certificates of Deposits
Christmas Club
Computer Statements
Credit Builder Loan
Drive-Up Window
E-Statements (FREE)
Extended Warranties
Family Membership
Free Notary Service
GAP Insurance
Individual Retirement Accounts
Lifetime Membership
MasterCard & the perks of the MasterCard
N.A.D.A. Car pricing
NCUA Insurance to $250,000
Night Depository
Online Banking
Outback Kids Club
Prepaid Cards
Regular Share (Savings) Account
Safe Deposit Boxes
Secured Loans
Share Draft Checking Account
Vacation Club
Wire Transfers